Don’t Let Your Insurance Company Deny You
EQUAL ACCESS TO MENTAL HEALTH AND ADDICTION
TREATMENT SERVICES IS YOUR RIGHT
The 2008 Federal Parity Law requires insurers to cover illnesses of the brain, such as depression or addiction, no more restrictively than illnesses of the body, such as diabetes or cancer.As the nationwide mental health and addiction crisis continues, mental health parity is more important than ever.
Unfortunately, many insurers are still not following the law.
WHY IS PARITY IMPORTANT?
Too often, people can’t get the help they need because of insurers’ overly aggressive managed-care techniques. Confused and overwhelmed with treatment costs that insurance won’t cover, many give up and suffer in silence. It is time to break that silence and shine a spotlight on a system that oppresses those with mental health and addiction challenges. Parity is now a human rights issue; it is time to demand change. Review the fact sheet below to learn more.
Insurers count on the fact that most people will not appeal denied claims or make an effort to challenge suspect managed-care practices. This is unacceptable. By learning to file an
appeal, you will be taking the first step to holding your health plan accountable for equal access to mental health and addiction treatment services.
We must pressure elected officials, insurance commissioners, and attorneys general to enforce parity laws. The best way to do that is through data illustrating what families face each day. No one chooses to have a mental health or substance use disorder. Don’t tolerate discrimination. Access to care is your right.
By empowering their patients to understand and assert their parity rights, providers can help to spark a movement that pressures elected officials, insurance commissioners, and attorneys general to enforce parity laws.